Frequently Asked Questions about Personal Injury Lawsuits

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Filing suit for personal injuries can be an overwhelming experience. If you are new to the legal system you might feel overpowered by veteran lawyers and insurance companies who are rich with experience in such emotionally-charged environments. Get the facts concerning your litigation by uncovering frequently asked questions related to personal injury lawsuits.

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Know your rights. Savvy attorneys and unscrupulous insurance companies cannot take advantage of a shrewd person. Arm yourself with the facts to put the ball in your court. If you are honest and upfront about your injury and any suffering it caused you are entitled to compensation for your pains.

What Questions Might Be Asked During the Deposition?

You might be asked if there were any witnesses to the accident which occurred. Expect to be questioned about the nature of injuries and illnesses you have suffered through the course of your life. The nature of your specific injury related to your court case, job history and how the injury has affected your life will all likely be brought into questioning during the deposition. Prepare yourself for these questions to ready yourself for your case.

How Much Will Your Case Be Worth?

This challenging question is based on factors like the level of pain and suffering you experienced, loss of earning capacity, lost wages, future medical bills and past medical bills.  This value is based on hard evidence surrounding your injury. Based on similar cases an attorney might be able to make a rough estimate of the case’s worth but ultimately each case varies. Assess your degree of fault, the details of your accident, your employment history and the severity of your injuries to pinpoint the worth of the case. Consider also your litigation history, your lifestyle and the manner through which you seek medical treatment to find the value you seek.

What Is MMI?

A physician determines if you have reached MMI, or maximum medical improvement, when you have concluded your treatment with a doctor. Your healthy has stabilized and you are as healthy as you are going to be after the accident. You might receive a permanent impairment ranking according to strict guidelines set by the American Medical Association. Have your permanent impairment ranking on file to supply to car insurance companies.

Why Doesn’t Full Insurance Coverage Guarantee Compensation?

Specific circumstances dictate that you might not be fully covered. You would need uninsured or underinsured coverage in cases where the other party cannot pay in order to be fully covered for your injury. Hire an attorney before discussing your coverage with your insurance company. Make sure the company is not trying to dodge paying out a claim. Ask questions about when your coverage is applicable and what type of coverage you have to educate yourself. Since your insurance company might want to minimize payouts you might not be fully compensated even if you have full coverage. Other communication issues might create long delays in compensation. Be prepared for legal wrangling and stalling when you try to collect payments from your insurance company.